Claim £100s on your work uniform

If you work and pay tax, you could claim £100s on your work uniform! This is a simple, easy guide to show you how you can get started on claiming, as well as back-tracking what you’re owed.

Eligibility requirements

This tax refund is for the washing, repair and potential replacements of your work uniform. You could be refunded up to 5 years worth of expenses!

To be able to do so, the following must apply:

  • You wear a uniform that shows you do a certain job or work for a particular company. You could try for non-branded uniforms, however, it’s important that it is used as uniform only
  • It’s a compulsory part of your job
  • It’s your responsibility to replace uniform, clean it, repair or purchase it. If the employer’s facilities do this for you, you are not eligible for this tax refund
  • You paid income tax for the year or 5 years that you’re claiming for

Claim £100s on your work uniform

Continue reading “Claim £100s on your work uniform”

My best household money saving tips

After my first ever trip to Ikea, I have been all about dreaming of my future house, what furniture I’ll have in it and how it’ll look. Owning a house or even living in your own place can be very expensive though, so here’s my best household money saving tips for you. Enjoy!

The Frugal Frenchie

Cashback and compare your bills

Bills, bills, bills. Gas, water, electricity, broadband… ugh how disgusting. It’d be even more disgusting though if you found yourself paying more than you had to. Certain cashback apps like TopCashback can help you get cashback when you pay your bills or give you free money if you change providers!

Alternatively, you can check that you’re getting the best deal via sites such as Ismybillfair. Just by asking a few basic questions they can determine whether you’re paying fair prices and hopefully save you some money if not!

Avoid new items

We’ve all seen the TV adverts for selling things online, but have you actually ever thought of being the buyer rather than the seller? Furniture and clothes spring to mind as being expensive due to the big cost or having to buy regularly. By buying second hand, you can save money for better items in the future or put the money saved towards something else.

My best household money saving tips Continue reading “My best household money saving tips”

How to save money at university

University is an expensive venture, from the tuition fees themselves to living costs and the repayment of maintenance loans… so here are a few tips on how to save money at university. Hope they help!

The Frugal Frenchie

Education tips

  • University books: the books they may quote as “indicative references” may not actually be essential. If they are, before forking out, why not check your library first, eBay or even if any university selling pages
  • Amazon Prime Student: not only can you get a 6-month trial, but you can also save 10% on thousands of textbooks!

Food tips

  • Meal plan: as you’re only feeding yourself, you can plan your meals in advance to avoid food waste and over-snacking. Another benefit is that you could buy certain ingredients that are cheap in bulk and use them for several meals. A great example would be potatoes as you can make mash or jacket potato etc.
  • Freeze leftovers: self-explanatory really, we’ve all made that mistake of making too much food for one meal. Why not freeze it and save it for another day?

How to save money at university Continue reading “How to save money at university”

Review: Free finance course for students

Through my old money blog, I have made friends with other money bloggers and learnt so much through them. Recently, my friend Araminta from “Financially Mint,” has put her financial knowledge into a super helpful, FREE, 6-day course. As it has an emphasis on helping and teaching students, I thought it would be a great idea (for my benefit too) to try it out and give you a review!

The Frugal Frenchie

Day One: Planning

In day one of this email course, you’re encouraged to create a plan and set goals for yourself. Emails across the next few days will guide you and give you ideas on how you can reach those goals!Review: Free finance course for students

Day Two: Lower Spending and Budgeting

To get you started, one of the most commonly used words in finance – budgeting- is covered. Why is it important? What can it tell you? Araminta also shows you, through pictures and instructions, how you can keep track of your expenses, savings, debt, income and how to set a budget.

A big emphasis is placed on cutting down your unnecessary spending, and if not possible, Araminta has you covered with a guide to student discounts as well as a long list of available ones out there!

Day Three: Increasing your Income

I love how this course is catered to students. It’s always annoying when people assume you can just get a full-time job or something of a higher wage, we’re students! It’s not always possible!

Catering to this, day three of the course gives you several options for side hustles that you can manage alongside your studies, as well as a clear guide to helping you get started on each one. They’re super easy and really well explained- so don’t worry if it’s all new to you.Review: Free finance course for students

Day Four: Pay Off Debt

As I personally have no debt, bar student fees (I didn’t take out a maintenance loan), day four was really interesting for me. I learnt about interest and how potential payments could be made in future, and how to get your head around it. There were also some helpful tools attached to the email such you can try calculating a future payment plan for yourself.

Day Five: The Savings

You’ll see that throughout the first few days, there will be a continuous mention of “15% in your savings account.” This is explained in more detailed at the beginning of the budgeting email, so make sure you go back to it and understand that before day five!

In this email, there are heaps of good ideas on what to do with your savings. This includes investing ideas (with case study examples), with some relevant articles and resources and then explaining what a “FU Fund” is and why it’s beneficial to have one.Review: Free finance course for students

Day Six: Financial Education and Resources

The last day of the course is helping you to continue to grow your financial education. There is a free resource pack available through “Financially Mint,” as well as a list of other places you might grow your knowledge from.  Once you start budgeting more seriously than just on pen and paper, this email has you covered with some great recommendations for budgeting apps that you can try and have a whizz at.

Overall, as you can imagine, I found this course extremely interesting and above all, very helpful. If you’ve never really thought about your finances or don’t know where to start, it’s ever so helpful having tonnes of information in 6 clear, consecutive emails.

If you’d like to join the course, simply click here and let me know what you thought afterwards!

Ways that anyone can save money

Throughout the year, there might be a number of reasons why someone might find themselves a little tight on cash. This could be due to an unexpected bill, less working hours, more costly demands… you name it! We’ve all been there, and we’ll all be there at some point, so I thought it’d be useful to share some ways that anyone can save money.

The Frugal Frenchie x

Ways that anyone can save money

  • Stop bad habits
    • Like smoking or binge drinking
  • Check what discounts you’re entitled to
    • Student discount?
    • NHS discount?
    • Tastecard
  • Try have a no-spend week at least once a month
  • Do a money saving challenge
  • Consider alternatives to your current product
    • Look at price per kg/l
    • Are own brand products just as good?
  • Reuse, reduce, recycle
    • If jeans have rips, turn them to shorts?
    • Reduce waste by turning potato peelings into crisps?
    • Loads of possibilities here!
  • Use your utilities at night
    • Having a shower or running the dishwasher at night, can save you money
    • Check with your providers though
  • Get cashback on any online purchases
  • Buy things second hand
  • Sell unwanted items
    • There are so many apps to do this on like:
      • Depop
      • Schpock
  • Buy in the reduced section
  • Buy clothes out of season
  • Gift cards
    • Buy them on Zeek for profit
    • Earn them through surveys
  • Buy railway cards or bus cards for discounts

This is just a quick list but there are loads more ideas possible! Do comment your favourite ones; let me know what works for you!

Earn money by achieving your weight goals

There are lots of ways to motivate yourself to lose weight: for your health, to get into that dream dress, for better self-confidence… A  motivation we don’t often experience for losing weight is a money incentive. In fact, we often spend more trying to lose weight! That’s why today, I’ve decided to tell you of a way you can earn money achieving your weight goals!

Earn money achieving your weight goals

Cue DietBet. The concept is simple; bet on your yourself to lose X amount of weight in Y amount of time or else you lose your money. It’s such a genius way to get everyone motivated!

Once you register, you can choose between two plans: being a “kickstarter” or a “transformer.” For being a kickstarter, you have to lose around 4% of your weight in 4 weeks and for a transformer, 10% of your weight in 6 months. Then all you have to do is place your bet (normally around the 20-30$ mark), submit your starting weight and then get started! You can track your progress throughout too to help keep up your mojo.

DietBet will never share your weight with anybody else as long as you’ve turned that feature on in your profile so make sure to check that! Furthermore, they take what they do very seriously and make sure that there is no cheating. They’ll do this by asking you to submit two photographs and to include a word that they will provide- an idea similar to captcha on websites.

NOTE: this app is a great way to keep you motivated but make sure you stick with it! If you don’t, your bet will be placed in the prize pot for others to win. If you’re absolutely mastering your weight loss journey, however, and manage your goal, you will get a share of the prize pot! Ie. you’ll not only make your money back but also make a profit!

Let me know if you sign up and how you get on!

The Frugal Frenchie x